Car insurance gives you financial protection in the event of an accident. And some types also cover claims arising from injuries to other people.
If you own a roadworthy car, you legally need at least a basic level of cover, called third party insurance, even if you don’t drive it.
The only exception is if you officially register your car as off the road, with a Statutory Off Road Notification (SORN).
Penalties for driving without insurance range from a fine and at least six points on your licence, to being disqualified from driving. You might also have your car taken off you.